To view state licensing requirements follow the link to see the  map, it will provide you with descriptions and checklists for each license that state agencies manage in NMLS. Click here to see the National Licensing Requirements by State.

Requirements and Standards under the S.A.F.E. Act

The 2008 Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act), requires any individual who, for compensation or gain, takes a residential mortgage loan application or offers or negotiates terms of a residential mortgage loan application must be licensed or registered as a Mortgage Loan Originator. Getting Started: State-Licensed Individuals

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